Account Frozen

One the 28^th of October, I did a post asking you, or should I say appealing to yo do your BVN like I had it all figured out [Read it Here] …So I was kinda stranded the other day and had to use the ATM on an account I run withvari l of our new generation banks, and my transaction was declined. I thought it was a joke, and then I tried to use the banks USSD code to recharge my mobile line. I got a message that my request will be processed, but I never received value, neither was I debited for the transaction I initiated. I decided that it was a network issue from the bank.

Hoping the network would be better already, I tried again the next day and the day after. It then dawned on me that my account had been blocked. See me o… But I warned others about this, yet I fell victim. How would I have known that this would happen to my account when I did all I should have done. Na wa o, this people just want me to suffer small shaaa.

I managed to find myself in a bank nearly a week after to really confirm why my account was blocked or frozen as they told me. I was not the only one; I observed that about 90% of the customers that came into that branch I visited all came with the same complains. For some, they needed money from their accounts to tend to emergencies. The bank could not help them right away, but advised those that have done their BVN to submit it, while they wait for about another 24 hrs before the restriction on their account will be released.

The whole thing got me pissed. I did my BVN long time ago submitted it to the bank and it was verified. I feel the lady that attended to me threw away the form I filled and gavr her for the BVN submission... If I catch her eeeh? But it’s not nice naa, if only she did her work well, I wouldn’t have had the need to waste precious time coming to the bank. It is an example of services failure. They were lucky that my mood did not get so bad, so much so that I closed my account, withdrawing the N5,000 left in it…lols. I just pitied them.

This post is inspired by a friend that contacted me from Morocco (and another from UK). They have been outside Nigeria for more than two years or so but have been actively operating their accounts with their Nigerian banks and all of a sudden they are restricted from using their accounts from diaspora. They doesn’t have a BVN and I am sure the government or whoever did not provide a means for those in such countries like Morocco to do their BVN. What justification do they have to close their accounts seeef? She is just one of many outside Nigerian’s that BVN has affected negatively… I hope she finds a way out, even though I don’t know how.